Am I able to claim back mis-sold PPI if am in the Royal Navy or was when the policy was sold to me?
Those who are in a job that covers them as Civil Servants means that policies such as Payment Protection Insurance (PPI) and other credit repayment insurance policies should never have had them sold to them.
This is because being a civil servant such as being in The Royal Navy means that you are covered by your employer in the same event that Payment Protection Insurance (PPI) would cover you for. Being in the Royal Navy means that your employer will cover you if you are sick, redundant or injured during your line of work, so therefore Payment Protection Insurance (PPI) policies should never have been sold to those who are in The Royal Navy, as the policy would have been completely useless if you needed to make a claim on it.
WHY HAVE THOSE IN THE ROYAL NAVY BEEN MIS SOLD PPI?
Being in the Royal Navy means that you are classed as something called a Civil Servant and this means that your income from your job is covered in the same event as any insurance policy that is designed to cover those in the Royal Navy so therefore the policy such as Payment Protection Insurance (PPI) is completely useless and means that you have been mis sold and ripped off!
I HAVE LEFT THE ROYAL NAVY CAN I STILL CLAIM?
The easy answer to this is YES if you took our your policy when you were in The Royal Navy, then you have 100% been mis sold your insurance policy and means that you are entitled to £1000′s in repayments and compensation. We have helped thousands of clients who are in The Royal Navy claim back over £25 Million in mis sold payment protection Insurance (PPI).
Being in The Royal Navy means that you 100% should never have even been offered the policy to begin with and creditors and banks knew this and continued to sell to those who are in the Royal Navy, purposely misleading their customers to believe that the PPI policies would be useful for those who were classed as Civil Servants but were infact not at all and meant that those who had taken out the policies were being ripped off for £1000′s in payments.
BEING IN THE ROYAL NAVY MEANS THAT I DON’T HAVE TIME TO MAKE MY CLAIM?
This is normal and a lot of our clients who are in The Royal Navy are either away on tour or have a busy exercise regime and therefore do not have time to do their claims for themselves, that’s were we come in, all we require is a signature and we are good to go for your PPI claim, it’s as easy as that!.
HOW LONG WILL MY PPI CLAIM TAKE?
Each case is different, however banks and other creditors by law have 8-12 weeks to deal with PPI complaints made. So the quicker you get your pack back into us the better as we can get your case started right away.
BECAUSE I AM IN THE ROYAL NAVY DO I GET MORE FOR MY PPI CLAIM?
No, being in the Royal Navy means that you were mis sold but does not mean that are entitled to more compensation. However, if you have had a credit agreement such as car finance, credit cards, loans and mortgages then you will have paid PPI over the years and this means that you are entitled to make a claim and you will 100% be paid out if you have paid PPI whilst you were in The Royal Navy.
I HAD SAVINGS WHEN I WAS IN THE ROYAL NAVY SO DID I NEED PPI?
100% NO if you had savings when you were serving in the Royal Navy then not only were you initially mis sold because you are classed as a Civil Servant, but you were mis sold because you had savings elsewhere. Having savings elsewhere means that you would never have needed Payment Protection Insurance (PPI) because this insurance policy covers you in the event that you are made redundant, injured or sick.