As a PPI claims company, “Facility Review Ltd” is very well placed to deal with any Payment Protection Insurance (PPI) claim that you have, regardless of the information that you hold, or whether you know if PPI has been applied or not.
Our Director, Martin Knipe, has been dealing with banking disputes since the late 1990s and has experience working in a High Street Bank prior to this time within a number of roles. Since the beginning of the PPI scandal, Martin Knipe has been dealing with PPI claims for clients who have information to ascertain whether PPI has been applied, and also for those who do not. In fact “Facility Review Ltd ” itself specialises in individuals who do not have any particular information confirming if PPI was applied, or details specifically in relation to the Lender.
We pride ourselves in working to achieve satisfactory conclusions, despite lack of information and knowledge by the client. We believe that due to the passage of time, the client cannot be expected to have all of the information, and it is likely that if they have themselves approached the Lender, that they are fobbed off by lenders – which we believe to be entirely unfair.
Most PPI claims companies do not have the experience and tenacity to establish whether PPI was applied or not if a client does not have specific details (as they are not geared up to deal with cases that could take some time due to a lack of information) and where they are looking to make a faster buck – rather than satisfying the client’s needs.
We like to believe that we provide a thorough service in contacting the various lenders to try to establish if PPI was applied. We make no apologies, but it can take some time as the lenders themselves are always reluctant to search through old records (certainly back into the 1980s and 1990s) where we have found the vast majority of PPI mis-sales took place.
However, once established, we have found that the older claims can be very considerable and clients have been extremely surprised and delighted by the level of pay-outs that they have received. This is because the refund will include, not only the PPI Premiums, but also the interest which is calculated at the prevailing rate of the facility. Facilities in the 1980s and 1990s could be considerable due to the interest rates and the length of time that has passed as the refunds are calculated over the period of time until the refund is made, meaning it can be very high.
Our oldest successful claim (without specific details) was from 1987. We regularly recover PPI for a range of facilities, ranging from credit cards and loans, mortgages, hire purchase (HP) and store cards from the 1980s, 1990s and 2000s. If you have been put off looking into a PPI claim until now (which may be because you did not believe you were owed a refund) but you have had facilities in the 1980s, the 1990s and 2000s that have not been reviewed, then please contact us and we will be delighted to look at it on your behalf, regardless of the information that you have.